How Is Your Network?

     Networking is one of the biggest factors to gain success (if not the biggest). Think about it; in business you need customers to buy your product or service. How can they do that if they don't know your company even exists?

 You must know where the customers are and how to get to them. Also, you need to know where to find the help you need to move forward. There are so many networking events, workshops, and even mastermind sessions that you can go to build your network; confidence is key. You have to be confident in your business, what you have to offer, and why should anyone care about what you are doing. Now I am not saying that you can do it buy yourself because everyone that is successful; has a team with them that helped make it a success. I once read Robert Kiyosaki say "connect yourself with people who are smarter than you". See, just because you have a great idea, does not mean that you are going to know every aspect about how to move it from just an idea, to a successful enterprise. We ALL need help. Here are some resources to get you started:

www.sba.gov
www.wbenc.org
www.goma.maryland.gov

Go to networking events, talk to people, and discover the endless possibilities to growth for economic development

Til next time,
JC

First Time Home Buyer.....Get Free Money

It amazes me that a lot of first time home buyers are still bringing thousands, if not tens of thousands of dollars to the settlement table to purchase a home....WHY?

Ill tell you why; because they do not know about the free money that is available to first-time home buyers. You can get up to $10,000 to help with closing costs/down payment; that money you save can be used to furnish your home; or even leave it in the bank to save and earn interest on.

The goal is to work smart not hard :).

Here is a program that offer money for first-time home buyers:

Maryland Grandslam Program

FIRST BASE:

An interest rate 0.25% below the regular Maryland Mortgage Program rate - Check today's rates!

SECOND BASE:

$5,000 grant for down payment and closing costs from the State of Maryland

THIRD BASE:

$2,500 grant for down payment and closing cost assistance from the City of Baltimore

HOME PLATE:

Waiver of the State fee for a Maryland HomeCredit, which can save the borrower thousands on their federal taxes over the life of the loan​

CONTACT ME TODAY TO SEE WHAT OTHER PROGRAMS THERE ARE

Til next time,

JC

Invest $59 To Make A Million

 How often do you hear someone tell you that and it turns out not to be what you thought it was????

Well, I guarantee you this will not be the same thing. I have been working, researching, and trying to think of a way to not only create opportunities for myself but, others as well. I recently came across an opportunity where I have a network of investors that are looking to make money however, they need people. When I say they need people, what I mean is that they need someone with that great idea, great product, or great service in order to invest their money into.

Now what does this involve you ask?

Well make no mistake about it, this will be something epic. You will have 3-5 minutes to present your product/service to these investors and they will have 10-15 minutes to be able to ask you questions. This one day workshop that I am working on will happen by the end of October or Early November. Also, the workshop will only be open to 50-60 people. Now with this amount of people, everyone will not be able to pitch their idea. The pitch session will be limited to 20-25 people/businesses. Someone recently told me "this sounds like Shark Tank". Well, in some way it maybe; however, the main focus of this workshop is focused on economic development. We cannot continue to move forward as a people if we do not use our resources to be able pull ourselves up from our own condition.

Final thought: You must make sure you have a solid idea. I don't want someone who's gonna say "Yea man, give me $5,000 and I can flip it to $50,000". NO, these are REAL INVESTORS looking for serious minded people. I will be posting an update very soon with confirmation of the date and cost. This is an opportunity like no other.

Til next time,
JC

They Couldnt Sell My Home

This is what a client told me this morning when talking to her about selling her property. I asked her how was the property marketed and she stated: "she listed it on the realtor website (mls) like everyone does."

Now this is a mistake that a lot of realtors make. Now, although you do have some homes that are so hot; they don't need a lot of marketing. However, there are other homes that need more exposure. This is an area that I know about all to well. There way many other ways to sell your property i.e. open house, social media, networking with other agents, reaching out to your buyers list, reaching out to your fellow agents buyers list, etc.

Here is another idea:

WHY NOT OFFER A REBATE TO YOUR CLIENTS????

Now this is something that most realtors will not do because of two reasons: 1. They cannot offer that through their company, 2. They do not want to reduce their commission.

Now of course everyone would like to get paid what they are worth. However on the other side of it, buyers can get money back so the seller has more of an advantage to go with a company that will attract more buyers.

Here is a video that tell you all about it:
https://youtu.be/XFk0_LZBq7k 

Contact me today to find out how to sell you home fast and attract more buyers. 443-869-1364

Til next time,
JC

INCREASE YOUR CREDIT SCORE TODAY

Now in order to do this, you must be aware of credit and how it affects you.

What is a credit score? It's pretty much a report card for adults that tell companies your ability to pay bills over a period of time i.e. Credit worthiness.

How can you get your credit score/report? You can get your credit score for free at creditkarma.com. You are able to get a credit report once a year for free as well. Go to annualcreditreport.com.

Whats the range in credit scores/Where do you range? There are a few ranges in credit scores:
500 and below (Very poor)- Most likely you will be denied credit or receive costly interest rates
501-600 (Poor)- You may qualify but, you will pay high interest rates
601-650 (Fair)- You can qualify with common interest rates
651-700 (Good)- You can get competitive interest rates
700 and above (Great)- You'll compete for the lowest interest rates on the market

There are 3 different credit companies, which score will companies go by? Companies will go by your middle score. Here is an example:
Transunion- 670
Equifax- 720
Experian- 645
Your middle credit score--670 (This is your credit score)

You should know your credit like you know your favorite song. Mines is Micheal Jackson- Lady of my life :)

Here is a video by one of the top real estate mentors in the business about how to build your credit
https://www.youtube.com/watch?v=OVdt6jzl37k

Til next time,
JC

Rebates On Your New Home (Legally)

Yes, you heard it right....


     Some people think that you cannot get a rebate on your home; that's its illegal, and no agent will offer that to you. Well I'm here to tell you it's possible. I work with a brokerage and guess what's the name of the company........REBATE REALTY (catchy right lol). So many potential homeowners are afraid to move forward to purchase a home because they feel like they will become house poor once they spend their savings on buying a home.

Well you don't to. We offer a rebate as a simple "thank you" for using our service. That's just it. I purchased a home 5 years and I wish I would have had this back then. "That in itself is a no brainer. Couple the rebate with expert service, customer care, and extreme knowledge, and we can not only help the buyer find the right home at the right price, but get the buyer the most favorable interest rate." (Rebate Realty). Here is an example of getting a home with a rebate:

Purchase Price: $250,000
Agents Commission: 2.5% = $6250
Your Rebate: $1250

Couldn't you use $1250 to move in and buy that patio set or even put it back into your savings???? Of course you can.....

Here is a video that explains it all https://youtu.be/XFk0_LZBq7k

Til next time,
JC